You run an SME with no finance team

Books you can read and a forecast you can run, without hiring for it

Your accountant files. Nobody tells you how the business is doing this month. YourBooks keeps the books current and readable, and the forecast on the same ledger tells you what the next decision does to cash.

The problem

Why this is hard today

You are profitable enough that nobody panics, and busy enough that nobody looks. The accountant sends accounts once a year, the bookkeeper is a few weeks behind, and the question you actually have, whether you can afford the next hire or the next order, gets answered from the bank balance. A finance hire is not justified yet, and the fractional options are priced for funded startups.

How it fits your business

Books and a forecast shaped to what you sell

  1. 1

    Move the books, keep the accountant

    Your history comes across with you, you sign off on the trial balance before anything commits, and your accountant still files from clean books.

  2. 2

    Read the P&L when the question comes up

    Forward receipts and bills and they are booked. The general ledger, P&L and balance sheet are close-ready any day, not once a year.

  3. 3

    Put a number on the next decision

    The ledger feeds the forecast, so a hire, a price change or a new product line is modelled on real actuals and you see what it does to cash before you commit.

If

you are deciding whether to take on a second hire in the shop or the plant

Then

the forecast shows the month cash dips, the month it recovers, and what has to be true for it to pay off.

The financial control of a company twice your size, run by you.

Related

Other moments YourCFO is built for

Moving your books off the bookkeeper you never chose

Your bookkeeping came bundled with your corp sec and was bought for filing. Move only the books, with your full history brought across and your sign-off before anything commits.

You run a manufacturing business

A chart of accounts with real COGS and inventory lines, and a forecast where output is capped by machines, shifts and yield, so the wall is in the plan rather than found on the floor.

You sell physical products

For brands and retailers selling through D2C, marketplaces and wholesale: books with real COGS and inventory lines, and a forecast built on landed cost, repeat purchase and a margin waterfall per channel.

Further reading

Go deeper

Start with the books. The forecast is already there.

A conversation about how your books are kept today, what would move, and what a forecast shaped to your business would show you first.