You don't have a CFO

The CFO's toolkit, before you can hire one

A fractional CFO is out of reach for most early startups. Get the modeling, scenarios, and reporting a CFO would build, as software from day zero.

The problem

Why this is hard today

A good fractional CFO costs more than most pre-seed startups can justify, so founders run finance themselves in spreadsheets. You still need the modeling, scenario, and reporting infrastructure a CFO would build, you just cannot afford the CFO to build it.

How YourCFO handles it

Model the decision, not the cell

  1. 1

    The modeling a CFO would set up

    Initiative-based forecasts, a BAU baseline, and scenarios, without hiring for it.

  2. 2

    Board-ready reporting

    Variance analysis and investor updates that a CFO would normally own.

  3. 3

    Complements expert judgment

    Built to give operators the infrastructure, not to replace a real CFO once you can hire one.

If

you are running finance yourself

Then

you get the structure a CFO would build, and keep it when you eventually hire one.

Run finance like you have a CFO, long before you can afford one.

See it on your own numbers

Model your next decision and watch the runway move, then let variance tell you how it landed.